INTEREST FREE FINANCE FROM FURNITURE DESIGNS

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Fees, terms and conditions , and minimum credit criteria apply. Subject to assessment and approval

APPLY ONLINE AND VISIT US IN STORE TODAY TO EXPERIENCE FLEXI-FI

WHAT IS FLEXI-FI?

 

Flexi-Fi is Ireland’s latest way to pay!
The quick and easy alternative to cash or credit card.

  • No Deposit

  • Approval in Minutes

  • Get approved for up to €15,000*

Flexi-Fi allows you to spread the cost of your purchase, with a range of plans to suit your purchase amount.

If you’re spending €80 – €499.99

You’re eligible for the NO INTEREST EVER plan, which means:

Your interest rate & APR is 0%

No monthly account keeping fee and no application fee

You spread the cost to 5 equal payments: 1 upfront payment and 4 fortnightly repayments

Example: Total Amount of Credit: €499.99 over 5 equal payments. First 20% payment upfront & 4 equal fortnightly payments.  0% interest rate. No application fee, No monthly account fee. APR of 0%. Total Amount Payable: €499.99

If you’re spending €500 – €999.99

You’re eligible for the LOW INTEREST PLAN, which means:

A low interest rate of only 3.99%

€10 application fee and a monthly account fee of €1

You can choose to 6 to 12 months

Example: Total Amount of Credit: €999.99 over 12month term with 3.99% interest rate. €10 application fee, €1 monthly account fee. APR of 8.35%. Total Amount Payable: €1,043.68

If you’re spending over €1,000

You’re eligible for the UP TO 18 MONTHS INTEREST FREE FINANCE TERMS, which means:

12 months interest free over 24 months or  18 months interest free over 36 months. 10.99% interest rate applies after the interest free period.

€35 application fee and a monthly account fee of €3.50

You can spread the cost over 24 or 36 months

Example: Total Amount of Credit: €5,000 over 36 month term with 18 months interest free. €35 application fee, €3.50 monthly account fee. 10.99% interest rate applies on 19th month. APR of 4.91%. Total Amount Payable €5,384.06

The application fees are paid up front upon approval and a monthly fee to run your account.

These fees are included in your credit and payment schedules; itemised on your payment schedule so you know exactly how much you are paying.

HOW TO APPLY

Simply click APPLY and follow the easy steps. The application is fast and easy and approval only takes minutes. The Flexi-Fi team will keep in touch through SMS messages and emails throughout your application. Having a mobile phone number and email address is required to enjoy the benefits of Flexi-Fi.

To apply for Flexi-Fi, all you need is a valid email address, your mobile phone number and meet the following minimum criteria:

  • Be at least 18 years of age
  • Be an Irish citizen or permanent resident of Ireland
  • Earn a minimum taxable income of €21,000 per year
  • Have a current credit / debit card and a Photo ID
  • Have a good credit history
  • Minimum order value of €80

During your Flexi-Fi assessment, additional documents such as a recent bank statement, utility bill or payslip may be requested to support your application.

*Standard Fees, Terms & Conditions Apply – Subject to credit assessment and approval– Minimum. Purchase of €80.00 – To apply you need to be – Over 18 Years of Age – An Irish Citizen or Permanent Resident in Ireland – Earn a Minimum of €21k per year – Provide proof of PPS number & Address – Have a Credit / Debit Card & Photo ID – Have a Good Credit History. Finance provided by FlexiFi Europe Limited.